There are many reasons to consider a life settlement option:

• Existing coverage no longer meets personal and financial needs
• A new life insurance policy offers more attractive terms
• Escalating policy premiums present a financial burden
• Additional income is needed to supplement retirement savings
• Funds are needed to subsidize medical expenses

Life Insurance Policy Qualification Requirements:

• Age of insured is age 65 or above
• Excess of $250,000 face value
• Life expectancy of insured is 0 to 20 years
• Premium to face value ratio under 8%
• Policy type - All types of life