For Financial Professionals Only!

LIFE SETTLEMENT ADVISORS WANTED:

• Brokers
• CPAs
• Elder Law Attorneys
• Estate Planners
• Financial Advisors
• Investment Advisors
• Life Insurance Agents
• Wealth Management Advisors
• Any and All Financial Professionals!

What is a life settlement?

A Life Settlement is the sale of a life insurance policy to a third party for a discounted percentage of the policy's net death benefit. The settlement amount paid represents the present day value of the policy, which is determined by considering the insured's estimated mortality (life expectancy) and the associated cost of premiums to keep the policy in force for that timeframe.

Life Settlements are one of the fastest growing financial planning tools in the senior market. The financial planning industry is quickly recognizing the importance of this new financial option as seniors now have a competitive and more profitable alternative to policy lapses, cancellations and surrenders. Life Settlements create immediate liquidity from a non-performing asset and allows policy owners to cash out of unwanted, unaffordable or obsolete life insurance policies. Based upon Welcome Funds Inc. data of files closed since 2005, the average price paid for a life settlement is five hundred percent (500%) higher than the cash surrender value of the policy (Source: Welcome Funds Inc. files).

Industry outlook & market statistics

Life Settlements were expected to top $19 billion in 2006 and it is predicted that the Life Settlement Industry “will grow…to $160 billion over the next several years.” (Source: Bernstein Investment Research of New York City, 2006). The number of individuals in the United States over age sixty five (65) will grow from 34 million today to a projected 69 million by 2030 – representing over twenty five percent (25%) of the US population (Source: US Bureau of Census). These statistics highlight the explosion and rapid expansion of the Life Settlement Market and its entrance into the mainstream financial planning industry:

Estate tax repeals may also have a major impact on the percentage of seniors considering a settlement. Lower estate taxes and higher exemptions mean that existing life insurance coverage may become obsolete and a life settlement will be a very profitable alternative to cancellation.

Huge opportunity for financial professionals

Life Settlements represent an enormous future source of commissions for those financial professionals that recognize the importance of this new senior financial planning tool. As the Life Settlement Industry continues to gain mainstream acceptance, many more senior market advisors are adding Life Settlements to their list of financial options. These advisors educate their clients about the benefits of Life Settlements and in turn many more policy owners are able to realize the immediate financial benefits and flexibility created by this transaction.

How do financial professionals benefit?

• Commission from the completed life settlement transaction.
• Continued commission on the policy premiums for the writing agent.
• Commission generated from investment products purchased with the client's settlement proceeds.
• Commission from new insurance coverage; many clients replace their outdated policies with joint survivor coverage!
• Commission on a conversion, if the policy was term coverage.
• Commission from other financial products purchased using the proceeds of the settlement.
• Over-ride commissions by recruiting down-line producers in the life settlement market.

Welcome Funds Inc. provides one of the highest agent compensation package in the Life Settlement Industry.

Contact us today to obtain our FREE Life Settlement Agent Kit at 1- 877- 227- 4484 or complete our online request form.

Why choose welcome funds inc.?

Welcome Funds Inc. is an authorized and registered Viatical & Life Settlement Broker. As an authorized broker, it is our responsibility to negotiate with registered providers to maximize settlement offers for each and every client.

• Only one application is required to receive multiple offers from the top providers in the industry!
• We represent the best interests of the policy owner and insured during the entire life insurance settlement transaction.
• There are never any fees to apply and there is absolutely no obligation to accept an offer from any of our funding sources.
• It is our goal to provide a quick, professional and hassle-free settlement process.
• All personal information obtained during the application process is strictly confidential.

Welcome Funds Inc. also provides every agent with industry leading educational & marketing support:

• Comprehensive Life Settlement Training Manual;
• Marketing Tools - Customized Brochures & Client Marketing Information (note: currently not available for Texas agents).
• State Regulatory, Licensing & Compliance Support.

Our turn-key Life Settlement Agent Kit is absolutely FREE and there are no obligations. So prepare yourself for the future and learn more about the fastest growing financial product in the Senior Market! Make your request before your competition does!

What Is The Next Step?

1. Return to our Home Page.
2. Learn more about Life Settlement Process.
3. Review the qualification requirements for a Life Settlement.
4. Read the most frequently asked questions on Life Settlements.
5. Analyze the tax implications of a Life Settlement.
6. Examine some recent Life Settlement Case Studies.
7. Request our Free Educational Package or visit our Download Center!